HOA Background

Bluewater Cove (BWC) HOA is a corporation formally incorporated in the state of North Carolina.  Articles of Incorporation

We are governed by a set of By-Laws. To ammend the By-Laws, it takes a majority of members in good standing voting in the affirmative at a meeting of the members with the proposed amendment(s) listed on the agenda. Our By-Laws were amended and restated in 2023 incorporating this requirement.

Who we are and the votes that we have are determined by the Plats established by the developer, Bluewater Associates.

Phase 1 & 2 PlatPhase 3 Plat

The number of lots that you own on the plat determines the number of votes you have in the corporation and the dues that you pay. You pay one set of dues for each numbered lot shown on the plat. You may pay one tax bill for two adjoining lots on the plat. However, you still must pay dues on each numbered lot showing on the recorded plat in the Carteret County Office of Deeds. The plat is part of our governing  documents. The only thing that can change the plat is a vote of the corporation in which 2/3 of the members agree to make a change. It must be done at a meeting of the members (Annual or Special) which has the amendment listed on the agenda. Any meeting must be scheduled as mandated within our By-Laws.

Everyone who buys a lot in Bluewater Cove becomes an automatic member of the corporation (BWC HOA Association). You cannot opt out of membership. By being a member of the association in good standing with your dues paid, you are entitled to enjoy the common areas of the Association, including the clubhouse, boat ramp, daydock, community pond and swimming pool.

The HOA is also governed by a set of restrictive covenants which you agree to abide by when you buy a property in Bluewater Cove. Original BWC Restrictive Covenants (does not include any amendments). The Consolidated BWC Restrictive Covenants with all amendments has also been uploaded to the website. The covenants tell you what kind of house you can build and control how your house will look. They also establish other guidelines such as boat length, storage and restrictions on things such as having clotheslines, using ATVs, or raising livestock.

It should also be noted that Bluewater Associates, the developer had the original By-Laws and the Restrictive Covenants written for Bluewater Cove HOA. They also created and recorded the plats which define the association and who will pay dues. It was their responsibility to make certain that everything was done correctly; however, things change over time and when they do amendments can and have been made.

To amend the Covenants, it takes 2/3 of all HOA members in good standing voting in the affirmative at a meeting of the members with the proposed amendment listed on the agenda.  Our Covenants were amended in 2004, twice in 2009, again in 2020 and most recently in 2023. The 2023 Amendments include changes approved by the membership during the 2023 Annual Meeting (recorded August 2023). In addition, an Amendment to Para 1(d) was recorded in 2023 due to an administrative oversight after the January 16, 2021 Special Meeting of Members.

2004 Amendment – January 2009 AmendmentSeptember 2009 Amendment2020 Amendment January 2021 Amendment (Recorded in 2023)August 2023 Amendment 

The corporation may also enforce reasonable rules as adopted by the Board of Directors. In 2023, the Association updated these rules for the community.  See Bluewater Cove Rules and Regulations.

We are also governed by the state of North Carolina Chapter 47F – North Carolina Planned Community Act.

Bluewater Cove was developed by Bluewater Associates of Emerald Isle, North Carolina.  Not only did they develop the subdivision but they also had a management agreement with the association which expired in 2015. Historical Management Agreement.  Bluewater Associates was the manager of the Association from the beginning of the Association in 2005 until they turned over operations to the homeowners in May of 2015. In September of 2020, the homeowners contracted Community Association Management Services and subsequently terminated the contract in 2022. Historical Management Agreement.

Presently, the neighborhood holds elections at our annual meeting to elect new board members ending their term. Being on the board is 100% voluntary and members are governed per the Associations By-Laws.